Editorial policy

Sources and verification

We prioritize original reporting and primary sources such as Freddie Mac, federal agencies and source documents. Editors check material facts, calculations, dates and links before publication. Forecasts and opinion are attributed, and uncertainty is made explicit.

Authors and review

Bylines identify the person or team responsible for the work. Author biographies describe actual experience only. A reviewer is credited only when that person has reviewed the article. AI-assisted drafts receive human editorial review before publication.

Dates and updates

The publication date records the original publication. A modification date is added only for a substantive revision. We do not refresh dates merely to make older work appear current.

Links and external coverage

Ordinary editorial links support the reader and remain standard links. External feed headlines link directly to their original publishers and never generate thin local article pages. Paid links use sponsored attributes; contributed links receive appropriate qualification.

Commercial relationships

Sponsored articles are prominently disclosed. Paid placements and affiliate arrangements are labeled. Commercial relationships do not justify unsupported claims, irrelevant client links or promised ranking improvements.

Corrections

We correct material errors and explain substantive corrections on the affected article. Visit our corrections page for the process.